Two Memphos-area business owners have been charged with defrauding the federal COVID-19 small business relief program of more than $780,000, authorities said. The U.S. attorney’s office in Memphis said Lisa Evans, owner of USA Taxes, and Kevin Shaw, owner of Freight Masters Inc., have been charged with conspiring to commit bank fraud and making false statements to a federally insured bank. Both businesses are based in Memphis. Evans and Shaw are accused of filing false documents to take advantage of the Paycheck Protection Program, which provided emergency financial help to small businesses affected by the COVID-19 pandemic.